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Daily Archives: November 22, 2020

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How To Spot Scamming Roofing Contractors From Working On Your Roof in Brooklyn Park MN.

The easiest way to spot roofers who are only out to scam you is to know what to look for. More often than not, homeowners hire roofers that are not qualified due to a lack of knowledge and knowing how to get around the scam. Find out about Brooklyn Park MN Roofing.

We are going to save you the song and dance of the BBB talking point. You are probably already aware of how the BBB (Better Business Bureau) works. Most credible and experienced contractors are listed on the site. You can easily go over there and have a look without us having to discuss this in-depth. 

1. A credible (and experienced) roofing contractor is not going to ask for cash upfront. Any roofing company that asks for cash upfront is playing a game with you.

Roof repair requires a check or credit card. Scammers like cash because it is hard to trace. You can put out an APB (sorry, old school word), but chances are slim to none that your money is going to be recovered.

You are never going to hear or see from the person again, once they have your money.

Storm damage on Exeter Grove, Hull © Ian S :: Geograph Britain and Ireland

2. Does the person ask for a down payment before any materials have arrived on the scene? Yeah, that is the second red flag you need to watch for. Would you hand someone in a store your money before you pick something up? There answer is no. The same rules apply here too. 

Most companies are going to ask for (maybe)10% before the roof repair. How much is that? It all depends on work. The contractor should give you an itemized sheet explaining all the finances.

3. The third red flag is when the roofer shows up right after a major storm. We like to call them “storm chasers”. These people will “mysteriously” show up in your area. The contractor will offer a free inspection. They will go to the roof themselves. They do that to exploit an insurance claim they can hopefully cash in on. 

You never let someone in, after a storm, until the insurance adjuster has had a chance to look around. That is standard protocol. A credible company will not show until you call them personally. The scammers show (unannounced) and pressure you into something with vicious sales tactics. 

4. The fourth red flag is the pricing. Have you ever heard of rick bottom pricing? That is when the contractor will offer something for dirt cheap without the ability to back up anything they say.

Sometimes a company will start a bid for its services. Be wary of those too, especially when the prices seem too good to be true. The low prices mean that the roofer is cutting corners in all areas that matter, including quality and materials. 

The person might run into “unexpected issues” as the job progresses. There is nothing wrong happening. The person is just exploiting the situation to make money off of you. 

Always keep your eyes and ears open.

5. The next red flag is when the guy (or girl) offers to pay your deductible. Now, many of the novices out there are probably going, ‘yeah, buddy”. The only problem is that this is a lie (again). 

What the person is doing is overcharging your insurance company to get back some of their losses. On the one hand, yes, it does sound great to hear that. On the other hand, it is part of the scam. 

The other issue is that both of you are now guilty of insurance fraud, and all over some repair job. The “contractor” will know how to beat the system. Chances are, they have done this many times before. You, on the other hand, are going to be the culprit. You will also be a culprit who had no idea what was going on. That’s going to spell double trouble for you.

No matter how good the idea sounds, do not let them pay your deductible. 

6. The final scam is when you are in too much of a hurry to have your roof repaired. Yes, it does need to be repaired. However, you need to be smart about it. Do your homework before hiring a roofer. Use Google to do an in-depth search. You will find all the information to need online. 

Good luck!

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How To Avoid Some Of The More Common Roofing Repair Scams After A Major Storm in Brooklyn Park MN

A storm is a natural, and yet, a terrible thing to encounter. What is even more terrible is if you have roof repair that needs to be completed. Now, you have a few options here. However, you do not want to leave your vital roofing repair up to someone less than qualified for the job. Roofers are a dime a dozen these days. You do need to be able to tell the difference between a credible roofing company and someone who is just trying to scam you. Below we will go over some of the things to watch for concerning potential scams that might come up after a powerful storm.

1) There is the roofing contractor who goes around knocking on your door. 

Now, he is going to try to draw you into a conversation. A few things that might come up include some of the following.

a) We just did the house down the street. We have some material left over and noticed some damage. We can give you a very good discount on the work. No authentic roofing contractor is going to do this. They will wait to hear from you through phone or online communication.

b) We will handle all the details because we are the cheapest in town (or something like that). 

Those are just two dead giveaways that something is wrong. Please do not accept any offer given to you. Please call someone you trust to handle your roof repair if you do (indeed ) have some. 

Storm Damage Tile Roof - Free photo on Pixabay

2) Are you going to sign a contract and notice some holes in the legalities? That is another dead giveaway something is wrong. Credible roofers do not normally leave any holes in the paperwork. A good contract will have everything documented and leave nothing out. 

3) Is the company bonded? This is very important to ask. Any roofer that shrugs off the question cannot be trusted. Any reputable roofing company does come with bonds and licensure. 

That is to prevent any bad blood on both ends. Bonds and licensing are also there to make sure you are not held responsible if something goes wrong. A bond is also there to protect you if any work is not completed either on time or at all. 

An example of a contractor not bonded is a storm chaser. Let them in at your own risk.

4) Did the person ask you for a large cash payment right away? Yeah, that is usually a sign something is wrong. At best, a decent company will ask you for 10% of the price before they start. Thet will also ask for either check or credit card information. 

In terms of the credit card or check, the contractor will only ask for vital information. That means they are not going to ask you for your firstborn child. All joking aside, you need to be wary of anyone who asks for information that does not pertain to the work being done. 

One demographic these people usually target (in this instance) are those who are elderly and gullible in such matters. They like to prey on the weak-minded and naive. 

You need to watch out for those people. They will take your money, and either not complete the work, and worse yet, they will do the job incorrectly. 

Keep a paper trail open for any transaction, especially those you feel wary about. 

5) Time to discuss the pricing. Now, it is no secret that some repair jobs are going to cast more than others. However, you do need to be warned if someone is offering a very low-ball price for work that should cost a lot more. 

Licensing and other information needed

Are you wondering what type of licensing you need to look for? It varies from state to state, but below you will the basic licensing you should notice. 

a) The person should (at least) have the minimum work training under their belt (usually a minimum of two years). This can be done on the job. The person also has to have at least a high school diploma and be 18. 

What happens if the person does not have those qualifications (at least)? That means the person is going to lack the skills and experience to the work. It is like hiring a reality show personality to be the President of the US (sorry, bad joke).

Hire the right person.…