The easiest way to spot roofers who are only out to scam you is to know what to look for. More often than not, homeowners hire roofers that are not qualified due to a lack of knowledge and knowing how to get around the scam. Find out about Brooklyn Park MN Roofing.
We are going to save you the song and dance of the BBB talking point. You are probably already aware of how the BBB (Better Business Bureau) works. Most credible and experienced contractors are listed on the site. You can easily go over there and have a look without us having to discuss this in-depth.
1. A credible (and experienced) roofing contractor is not going to ask for cash upfront. Any roofing company that asks for cash upfront is playing a game with you.
Roof repair requires a check or credit card. Scammers like cash because it is hard to trace. You can put out an APB (sorry, old school word), but chances are slim to none that your money is going to be recovered.
You are never going to hear or see from the person again, once they have your money.
2. Does the person ask for a down payment before any materials have arrived on the scene? Yeah, that is the second red flag you need to watch for. Would you hand someone in a store your money before you pick something up? There answer is no. The same rules apply here too.
Most companies are going to ask for (maybe)10% before the roof repair. How much is that? It all depends on work. The contractor should give you an itemized sheet explaining all the finances.
3. The third red flag is when the roofer shows up right after a major storm. We like to call them “storm chasers”. These people will “mysteriously” show up in your area. The contractor will offer a free inspection. They will go to the roof themselves. They do that to exploit an insurance claim they can hopefully cash in on.
You never let someone in, after a storm, until the insurance adjuster has had a chance to look around. That is standard protocol. A credible company will not show until you call them personally. The scammers show (unannounced) and pressure you into something with vicious sales tactics.
4. The fourth red flag is the pricing. Have you ever heard of rick bottom pricing? That is when the contractor will offer something for dirt cheap without the ability to back up anything they say.
Sometimes a company will start a bid for its services. Be wary of those too, especially when the prices seem too good to be true. The low prices mean that the roofer is cutting corners in all areas that matter, including quality and materials.
The person might run into “unexpected issues” as the job progresses. There is nothing wrong happening. The person is just exploiting the situation to make money off of you.
Always keep your eyes and ears open.
5. The next red flag is when the guy (or girl) offers to pay your deductible. Now, many of the novices out there are probably going, ‘yeah, buddy”. The only problem is that this is a lie (again).
What the person is doing is overcharging your insurance company to get back some of their losses. On the one hand, yes, it does sound great to hear that. On the other hand, it is part of the scam.
The other issue is that both of you are now guilty of insurance fraud, and all over some repair job. The “contractor” will know how to beat the system. Chances are, they have done this many times before. You, on the other hand, are going to be the culprit. You will also be a culprit who had no idea what was going on. That’s going to spell double trouble for you.
No matter how good the idea sounds, do not let them pay your deductible.
6. The final scam is when you are in too much of a hurry to have your roof repaired. Yes, it does need to be repaired. However, you need to be smart about it. Do your homework before hiring a roofer. Use Google to do an in-depth search. You will find all the information to need online.